:root {
  --navy: #00304f;
  --ink: #163044;
  --muted: #526575;
  --line: #d5e0e7;
  --paper: #f4f7f9;
  --white: #ffffff;
  --focus: #0b6f93;
  --max: 1080px;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --sans: "Avenir Next", "Segoe UI", Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.6;
}

img { max-width: 100%; height: auto; }

a { color: var(--navy); }

a:hover { color: var(--focus); }

:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
}

.skip {
  position: absolute;
  left: 1rem;
  top: -4rem;
  background: var(--navy);
  color: var(--white);
  padding: 0.6rem 0.9rem;
  z-index: 10;
}

.skip:focus { top: 1rem; color: var(--white); }

.wrap {
  width: min(var(--max), calc(100% - 2.5rem));
  margin-inline: auto;
}

.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem 2rem;
  padding: 1rem 0;
}

.brand {
  display: block;
  line-height: 0;
}

.brand img {
  width: auto;
  height: 72px;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 1.35rem;
}

.nav a {
  color: var(--navy);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 600;
}

.nav a[aria-current="page"] {
  text-decoration: underline;
  text-underline-offset: 0.35rem;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(260px, 0.8fr);
  gap: 3rem;
  align-items: end;
  padding: 4.25rem 0 3.25rem;
}

.kicker {
  margin: 0 0 0.8rem;
  color: var(--focus);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.15;
  color: var(--navy);
}

h1 {
  margin: 0;
  font-size: clamp(2.4rem, 5vw, 4.3rem);
  letter-spacing: -0.03em;
}

.lead {
  max-width: 38rem;
  margin: 1.25rem 0 0;
  font-size: 1.15rem;
  color: var(--muted);
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.75rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 2.8rem;
  padding: 0.55rem 1.1rem;
  border: 1px solid var(--navy);
  background: var(--navy);
  color: var(--white);
  text-decoration: none;
  font-weight: 600;
}

.button:hover { background: #04283f; color: var(--white); }

.button.secondary {
  background: transparent;
  color: var(--navy);
}

.button.secondary:hover { background: var(--white); color: var(--navy); }

.panel {
  margin: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 4px solid var(--navy);
  padding: 1.25rem 1.25rem 0.4rem;
}

.panel h2 {
  margin: 0 0 0.8rem;
  font-family: var(--sans);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.panel ol {
  list-style: none;
  margin: 0;
  padding: 0;
}

.panel li {
  display: grid;
  grid-template-columns: 3.2rem 1fr;
  gap: 0.75rem;
  padding: 0.85rem 0;
  border-top: 1px solid var(--line);
}

.panel li span {
  font-weight: 700;
  color: var(--navy);
}

.section {
  padding: 1rem 0 3.5rem;
}

.section h2 {
  margin: 0 0 0.4rem;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
}

.section > p,
.intro {
  max-width: 40rem;
  margin-top: 0;
  color: var(--muted);
}

.services {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin: 1.5rem 0 0;
  padding: 0;
  list-style: none;
}

.services li {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.15rem 1.2rem 1rem;
}

.services h3 {
  margin: 0 0 0.35rem;
  font-family: var(--sans);
  font-size: 1.05rem;
  font-weight: 700;
}

.services p {
  margin: 0;
  color: var(--muted);
}

.contact {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2rem;
  align-items: end;
  background: var(--navy);
  color: var(--white);
  padding: 2.2rem;
}

.contact h2 { color: var(--white); }

.contact .kicker { color: #c5d8e4; }

.contact .button {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.contact .button:hover {
  background: transparent;
  color: var(--white);
}

.contact .button.secondary {
  background: transparent;
  color: var(--white);
}

.contact .button.secondary:hover {
  background: var(--white);
  color: var(--navy);
}

.contact p { margin: 0.2rem 0; }

.contact address {
  font-style: normal;
  margin-top: 0.8rem;
}

.site-footer {
  border-top: 1px solid var(--line);
  padding: 1.4rem 0 2rem;
  color: var(--muted);
  font-size: 0.92rem;
}

.site-footer p { margin: 0; }

.site-footer a { color: var(--muted); }

.legal {
  padding: 2.5rem 0 4rem;
}

.legal-sheet {
  max-width: 44rem;
  background: var(--white);
  border: 1px solid var(--line);
  padding: clamp(1.25rem, 3vw, 2.5rem);
}

.legal h1 { margin-top: 0; font-size: clamp(2.1rem, 4vw, 3.2rem); }

.legal h2 {
  margin: 2.2rem 0 0.6rem;
  padding-top: 1.2rem;
  border-top: 1px solid var(--line);
  font-size: 1.55rem;
}

.legal h3 { margin: 1.4rem 0 0.4rem; font-size: 1.2rem; }

.legal h4 { margin: 1rem 0 0.3rem; font-size: 1.02rem; }

.legal p,
.legal li { color: var(--ink); }

.legal ul { padding-left: 1.2rem; }

.legal .source { color: var(--muted); font-size: 0.92rem; }

@media (max-width: 800px) {
  .hero,
  .contact,
  .services { grid-template-columns: 1fr; }

  .hero { padding-top: 2.4rem; }

  .brand img { height: 58px; }

  .contact .actions { margin-top: 1.2rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}